JD Lending consists of an experienced team of Mortgage consultants and Agents with over 50 years of combined experience in the industry. JD Lending is the only company in GTA that specializes in the Commercial and Small Business loans as well as have an equally strong presence in the Residential mortgage market.
At JD Lending, our goal is to consistently help our clients secure the best mortgage products and solutions for the commercial and residential properties in Toronto and the GTA. We have vast amount of experience in helping clients with various challenging aspects such as financial situations, credit score and new employment status to obtain the best mortgage solution possible. We understand that each individual borrower has unique needs. Our experts analyze your needs and situation in detail and help you at every step of the way to fulfill your needs.
JD Lending takes pride in keeping the clients needs at the centre of its interactions. Every client is treated with utmost respect and professionalism. With this in mind, we work with each of our clients to understand their unique situation and then work on obtaining the most suitable solution for them. This way, each of our client comes out as a winner and obtains the best product at the most reasonable cost. Hence a win-win for all.
We have relationships with all the top lenders in the GTA and work with approximately 35 different lenders from the Tier A, Tier B and private MICs categories. This gives us the unique advantage to negotiate the best possible mortgages on our client’s behalf.
Every lender has their own suite of products as well as their strict approval criteria. They will be restricted to offer you only the products and solutions that are specific to them such as the MAX LTV, Interest rate, Debt Serviceability covenants etc. They may not be able to provide you with the best solution or rates to meet all your needs. At JD Lending, we have all of the inhouse expertise and knowledge of most of the financial institutions and we understand their product offerings well. Hence, we are able to offer you various options across different lenders and provide you with a solution that best meets your needs. Our clients find a huge advantage in us to shop on their behalf for the perfect solution that fits their needs. This way, we are also able to maintain a very high rate of closing ratio of above 95%.