Residential Mortgage Solutions

Home purchase is probably one of the biggest investment clients make in their lives. Their house is the biggest asset most people have and it is essential to get the most out of this large investment. Would you not trust the EXPERTS in this most important decision of your life?

The mortgage process can be daunting for may clients, especially if you are a new immigrant, are self employed or the credit history is of concern.  Our team assists you at every step of the way so you can rest assured that you will get the best solution and the best rate possible.
At JD Lending, we understand that each person has a unique background, financial situation and goals.  We ensure that we get to know you and your situation well so that we can offer you the best solutions for your mortgage needs.  Regardless of whether you are self-employed or are facing financial challenges or are a new immigrant to Canada, we guarantee the best possible mortgage solution and rate. We give you all the information and answer all your questions so that you can fully understand the financial commitment that you are getting into. We help you explore all your options before deciding what’s the best solution for your unique needs.  It is our goal to help you make an informed decision for the biggest purchase you will make at any time.

Mortgage Options
At JD Lending, we offer a variety of products and services, keeping in mind different needs and financial backgrounds. There are many mortgage options with varying terms and conditions that are available in Canada.

We have the expertise to help you understand the pros and cons of each such program such as:

  • High Ratio mortgages
  • Conventional mortgages
  • Self-Employed and New to Canada
  • Equity Program
  • Home Power plan with Mortgage and a Line of Credit attached
  • Investment property
  • Multi-door property (Duplex. Triples and Four plex)
  • Custom built residential properties

First & Second Residential Mortgage solutions

Situations change with time.  At JD Lending, we understand the need to obtain a first or second mortgage for changing financial requirements.  Our team analyzes your needs and financial situation and offers the best possible options according to your individual needs.

When you decide to take on a first or second mortgage with JD Lending, we not only help you with the entire process of the mortgage, we also offer you additional advise and services to maximize your equity and improve your finances. We will help you with the following:

  • Debt consolidation
  • Helping you utilize the equity in your home for renovations, home repairs or other substantial expenses
  • Get a return on investment with the equity in your home


Our Services include the following:

  • Home Equity Loans
  • Debt Consolidation
  • Low cost first mortgage
  • Cost effective Second and private Mortgage
  • Bridge Loan
  • Construction Loan


Come and speak to our experts at JD Lending to explore all your options to maximize your cash flow or get the most benefit out of your existing assets. We can provide you with comprehensive information and share the resources that best suit your needs. We will help you make an informed decision for all your needs.

Choosing the type of first or second mortgage is only part of the solution. Our services include advising you of the following as well: